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Business Without A Safety Line?

Published Thursday, August 01, 2002

A lot of health club owners walk around all day dangerously close to the edge. No, they aren't dangling from a rock wall without a safety line, but they are taking just as great a risk with their business by being underinsured. Sure they have the required liability insurance and workers compensation coverage, but they carry little else. In essence, they're hoping that nothing happens on their premises that their current insurance policy can't cover. This perpetual state of living on the edge is called being “self-insured.” More health club owners are self-insuring than should be, and the ...

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